Personal Loan Guide
Licensed Personal Loans In Malaysia — Approved In 24 Hours
Everything you need to know about transparent personal loans in Malaysia — eligibility, rates, documents, and how to apply in 5 minutes.
By Tim Saku Kredit· Personal Loan· 6 min read
A personal loan is an unsecured cash facility you can use for any personal need — from consolidating debt to covering an emergency.
Who is eligible?
- Malaysian citizensAged 21–60 with a steady income.
- Minimum incomeDepends on the program — contact us for a free check.
- Complete documentsMyKad, payslips or bank statements, and an active bank account.
Rates & tenure
Interest from 0.3% per month on longer tenures, with repayment terms of 6 to 72 months. Every rate is shown upfront — in black and white.
Frequently Asked Questions
Berapa jumlah maksimum pinjaman peribadi?
Sehingga RM200,000 bergantung kelayakan dan program.
Adakah perlu penjamin?
Kebanyakan permohonan tidak memerlukan penjamin.